Insurance Tips Offered By Bucks County Insurance Company For Marijuana Smokers
General health screening is often a requirement prior to qualifying for an insurance policy. In most cases, your blood and urine is analyzed to check for any traces of banned substances, for instance marijuana. These tests make marijuana users give Bucks county health insurance a wide berth the reason being they fear being arraigned in court to answer charges on the use of prohibited stuff. This need not be the case because you are still in a position to qualify if you obey the suggestions stipulated below.
The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.
Some time back, there was no chance of qualifying for one, but nowadays various firms have become considerate. This eradicates any concerns about the outcome of the medical tests you undergo. One is therefore assured of a solution even if you tested positive for marijuana.
The extent of marijuana use plays a pivotal role in determining the premium rates of your policy. Should you be a frequent user, it might be an uphill task to enjoy the benefits of a comprehensive package such as a wide range of coverage as well as affordability. A non-user will in most cases pay less than one who smokes marijuana.
For recreational users, it is advisable to quit the habit prior to applying for the policy. Marijuana usually stays in the body system for a period of 4 to 8 weeks depending on body metabolism and other related factors. You are advised to refrain for 3 months before applying for a policy as this increases chances of becoming eligible for the cover.
The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.
The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.
Some time back, there was no chance of qualifying for one, but nowadays various firms have become considerate. This eradicates any concerns about the outcome of the medical tests you undergo. One is therefore assured of a solution even if you tested positive for marijuana.
The extent of marijuana use plays a pivotal role in determining the premium rates of your policy. Should you be a frequent user, it might be an uphill task to enjoy the benefits of a comprehensive package such as a wide range of coverage as well as affordability. A non-user will in most cases pay less than one who smokes marijuana.
For recreational users, it is advisable to quit the habit prior to applying for the policy. Marijuana usually stays in the body system for a period of 4 to 8 weeks depending on body metabolism and other related factors. You are advised to refrain for 3 months before applying for a policy as this increases chances of becoming eligible for the cover.
The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.
About the Author:
A reputable Bucks County health insurance company provides constructive advice and tips to local clients. To set up a consultation with one of the reps today, go to this site http://www.avantibenefits.com/.
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